Risks of non-bank loans without proof of income
Non-bank loans without income can be tempting in some life situations, but beware of their risks.
Many people have already encountered having to pay a registration fee or call an expensive telephone line, so in fact they have lost money. And often he didn’t get the loan.
Unfair practices of the non-bank sector should be limited by a stricter law, but experts recommend taking loans from serious banks. You will deal with them immediately, just like non-bank loans.
Bank loans Bankate for reliable clients
In almost every household, there is sometimes a need for loans without proof of income. Fortunately, banking institutions now require only the necessary documents, of course, with respect to the principles of responsible lending. The data collected are always in the interest of client security and their ability to repay, which is also the focus of the new Consumer Protection Act.
At Bankate, loans are also granted to students, retirees, start-ups, unemployed or parents on MDs – at the age of 21 to 85 years and repayment of previous liabilities.
Bankate loans can be used for anything. For example, entrepreneur Martin of Frenštát p. R. needed CZK 4,000 to buy material. He approached: “Bankate lent me quickly. Within 25 days of paying the invoice, I returned four thousand with a small increase. “
Overview of Bankate quick loans
Bankate has been developing dynamically since 2005, when it brought non-bank loans to our financial market (still as Bankate Czech). Today offers 3 basic loans:
- Fast Bankate Micro loans, 500 to 20,000 CZK for 7 to 45 days, first free loans up to 9,000 CZK, up to 30 days.
- Bankate Credit, an overdraft loan of up to CZK 80,000, where you repeatedly determine the amount of your current quick loan and transfer it to your account. Now in action – the first 30-day loan without interest. You will return what you borrow within 30 days. With normal drawdown after the interest-free period, the monthly interest rate is as low as 5.75%.
- Bankate Plus, a repeat customer loan of up to CZK 25,000 with a maturity of 2 months to 1 year.