More than ever in 2017, the banking world has entered the digital world. More and more French people are using online banks to manage their entire accounts remotely. The motivations are mainly, the speed of banking treatments, savings on account fees and ease of management.

Banks and insurers embark on the digital battle and face new technological challenges with new online services

I request a credit redemption online be reminded

Online simulation, quotation and comparison facilitated

Online simulation, quotation and comparison facilitated

 

Rather than running bank branches or contacting a lot of intermediaries, comparing offers online will be much simpler to have a global vision of different offers. Online simulation tools are also very useful for a personalized overview of what an organization can offer. Once the first selection is made, we can use online quote request tools to get a first idea of ​​what is feasible and compare offers in true adequacy with his profile.

Online credit redemption allows quick response

Online credit redemption allows quick response

 

The next step will be to send the requested supporting documents to obtain a personalized proposal. It will then provide in most cases your tax notice, your pay slips, proof of identity, proof of address, or any document relating to your debts. Again, doing this step online will scan the documents so they can be reviewed much more quickly.

Once the first study has been completed, a policy response will be sent promptly. Then, after thorough study, the online credit redemption agency will then send you a definitive financing proposal. Thus, nothing prevents you from making a request to several organizations among those that seem most appropriate to you to retain some flexibility in your choice.

Finalization of the loan redemption file online

Finalization of the loan redemption file online

 

Once the final proposal has been received, whether you accept it or not, you will benefit from the same withdrawal period as if you had started the process offline. To accept the offer, it will be sufficient to return the signed contract. Once the contract is returned to the lending organization, the operation is now launched. Thanks to the various online monitoring services, you will be able to keep an eye on the various stages of the process. And you will be able to follow the withdrawals and the unblocking of funds in real time.

Moreover, for those who would have a preference for a single contact, many online credit redemption organizations offer follow-up of a file from beginning to end by the same professional. A process that allows you to feel more confident and to deal with someone who knows your file and your problem.

In short, buying online credit offers many benefits, but it is nevertheless advisable to be comfortable with online procedures to understand what is going on.

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